Explore SoundBip as a...
Four steps to start selling
From sign-up to accepting payments in under 5 minutes.
Sign Up
Social login with Google, Apple, or other accounts. No hardware to buy, no contract.
Set Up Your Store
Add products, set prices, and configure your payment methods.
Start Selling
Accept payments via tap, QR, audio, Bluetooth, card, or cash.
Grow Your Network
Set commission rates — your customers become your promoters.
Accept card payments
Connect your SumUp account and take card payments directly from your SoundBip POS.
QR Code Payments
Generate a QR code at checkout — customers scan with their phone and pay instantly. No hardware needed.
Tap to Pay
Pair a SumUp Solo reader for contactless card payments. Tap and go — just like any card terminal.
0.25%
SoundBip POS service fee per card transaction
Choose your wallet
Social login is the fastest way in for everyone. Crossmark is available for Partners using the web POS.
Social Login
RecommendedSign in with your existing accounts. Works on any device, no crypto knowledge needed.
- Google, Apple, Facebook, X, Discord, GitHub
- Powered by Web3Auth MPC encryption
- No seed phrases or private keys to manage
- Wallet created and funded automatically
- 2 XRP self funded wallet activation
- Works for both Partners and Members
Quick Facts
| Social Login | Crossmark | |
|---|---|---|
| Setup time | 30 seconds | 5-10 minutes |
| Crypto knowledge | None | Intermediate |
| Payouts | Automatic | Auto-Payouts |
| Platform | Any device | Desktop browser (POS) |
| Key storage | MPC distributed | Browser extension |
Enable RLUSD payments
All XRPL wallets need a trustline to hold RLUSD, Ripple's USD stablecoin. Our onboarding wizard guides you through setup automatically.
RLUSD Token Details
Issued by Ripple. Backed 1:1 by USD cash and equivalents.
Guided Setup Wizard
Our onboarding wizard handles wallet funding, trustline setup, and verification automatically. No crypto knowledge required.
Social Login
No manual setup needed. Everything is handled for you automatically.
- 1Sign up with social account
- 2You control commission settings
- 32 XRP self funded
- 4Trustline added automatically
- 5Top up with RLUSD to pay your affiliates
Crossmark
For Partners using the web POS on desktop.
- 1Install Crossmark browser extension
- 2You control commission settings
- 32 XRP self funded
- 4Trustline added automatically
- 5Top up with RLUSD to pay your affiliates
All XRPL wallets need trustlines
Trustlines are a standard feature of the XRP Ledger — every wallet must add one to hold RLUSD. For Social Login users, the onboarding wizard handles this automatically. Crossmark users need an activated wallet (1+ XRP) and 0.2 XRP reserve per trustline.
Wallet Setup
Your wallet runs on the XRP Ledger — an open, decentralised network. SoundBip never holds your funds or keys. Here's what it costs to get set up.
SoundBip is non-custodial — your wallet belongs to you, secured by the XRP Ledger. We help you set it up, but we never have access to your funds or private keys. Think of it like setting up an email account: we provide the tools, but only you hold the password.
Wallet Activation
1
XRP
Activates your wallet on the XRP Ledger
SoundBip Setup
0.2
XRP
Enables SoundBip payments and NFC tap to pay
Buffer
0.8
XRP
Covers transaction fees with room to spare
80,000+
transactions covered
Your 0.8 XRP buffer covers transaction fees on the XRP Ledger. Each transaction costs approximately 0.00001 XRP, so 0.8 XRP gives you enough for over 80,000 transactions.
That's more than enough for years of daily use without topping up.
Total Recommended
2 XRP
Everything you need to get started
| Item | XRP | Purpose |
|---|---|---|
| Wallet activation | 1.0 | Required by the XRP Ledger |
| SoundBip setup | 0.2 | Enables payments and NFC tap to pay |
| Transaction buffer | 0.8 | Covers fees — enough for 80,000+ transactions |
| Total recommended | 2.0 | Everything you need to get started |
Your wallet, your funds. XRP reserves are held by the XRP Ledger itself, not by SoundBip. If you ever close your wallet, you can recover your reserve. SoundBip is a non-custodial platform — we provide the software, but your funds and keys always stay under your control.
The XRP Ledger is an open-source, decentralised blockchain that has been running since 2012. Wallet activation and reserves are standard features of the network, not SoundBip fees.
Simple, transparent pricing
Two fees. No subscriptions. No hidden charges. No credit card required.
Platform Fee
0.5%
per transaction, from the sale amount
BIP Fund
1%
supporting the payment network
Commission Payout
0.29%
per successful commission payout
Everything Else
$0
no subscription, no setup, no hidden fees
| Fee | Rate | Details |
|---|---|---|
| Platform fee | 0.5% | Per transaction, from the sale amount |
| BIP fund contribution | 1% | Per transaction, supporting the payment network |
| Commission payout fee | 0.29% | Per successful commission payout |
| SumUp POS service fee | 0.25% | SoundBip fee for card payments via POS — SumUp card processing fees are separate |
| XRPL network fee | 0.00001 XRP | Per transaction on-chain (10 drops) |
| Monthly subscription | $0 | No subscription, no setup fees |
| Hidden fees | $0 | No minimums, no termination, no chargebacks |
We cover your network fees
After every purchase, SoundBip sends 0.0001 XRP to the customer wallet to cover XRPL transaction fees — so customers never need to buy or hold XRP to use the platform.
SoundBip Payouts
4 seconds
Commission delivered to affiliate wallet
RLUSD
Stable value, pegged to USD
< $0.001
XRPL network fee per transaction
For Merchants
- $0 monthly — only pay when you earn
- 5-level commission structure
- Full control over commission rates
- Real-time on-chain ledger
- WordPress plugin + API
For Affiliates
- Get paid in 4 seconds
- RLUSD — stable value, no volatility
- No payout minimums
- Earn from your referral network
- Non-custodial — your keys, your funds
Built in Guernsey
SoundBip is a Guernsey-based non-custodial payments platform on the XRP Ledger, working with local regulators towards a Q2 2026 live launch.
From Real-World Business to Real-World Payments
25 years across multiple industries — from construction and physical trade to regulated social work and technology. A career built on understanding how small businesses actually operate, what real customers need, and how systems should work for the people using them.
That experience is now SoundBip: payment software built by someone who's been on both sides of the counter.
Geofenced Pilot & Regulatory Approach
Guernsey-first
Geofenced to Guernsey, Channel Islands. Vendors must be whitelisted to accept payments.
Working with regulators
Actively engaging with the GFSC and meeting compliance requirements including ODPA registration.
Controlled rollout
Only approved vendors in Guernsey can operate during the pilot. New vendors onboarded via whitelist review.
Q2 2026 live launch
Running a pilot with local vendors, building towards a fully licensed production launch.
November 2025
Guernsey, Channel Islands
Mark Flynn
3-5 seconds
Non-custodial
Geofenced pilot in Guernsey