Instant affiliate commission payouts on the XRP Ledger.
A non-custodial payments solution that pays affiliates in 4 seconds, not 30 days. Built in Guernsey. Powered by RLUSD.
4 sec
Payout speed
$0
Monthly fee
3
Pilot vendors

Founder & Developer
Guernsey, Channel Islands
Mark built SoundBip because he saw the same problem everywhere — small businesses paying too much to get paid, and the people who bring them customers waiting weeks for their cut.
Before tech, Mark spent a decade in regulated professional practice as a therapeutic practitioner. Before that, he ran physical businesses — construction, food distribution, customer service. He knows what it's like to be the person behind the counter.
SoundBip is now in pilot with Guernsey merchants, offering NFC tap-to-pay, audio payments, and instant affiliate commissions — all settling in under 5 seconds.
“Small businesses shouldn't need expensive hardware or big contracts to take payments. They just need software that works.”
June 2025
No prior programming experience. AI as engineering partner.
June – Nov 2025
TokenCanvas.io, XRP3D.ai, XRPMemeCoins.com — all on XRPL.
Nov 29, 2025
Instant affiliate payouts on the XRP Ledger.
Dec 1, 2025
Within 36 hours of launch, approached by XRPL Grants.
Dec 10, 2025
Flew to Paris for XRPL Grants discussions.
Dec 11, 2025
Met with business leaders and financial regulators.
Q1–Q2 2026
YesAllOfUs Ltd to be incorporated in Guernsey. SoundBip is a product of YesAllOfUs.
2026
Putting SoundBip in front of the right people. Raising capital for a two-year runway.
In December 2025, SoundBip was presented to Guernsey financial regulators as a potential growth solution for an emerging institutional initiative. Further details will be announced in 2026.
Affiliates paid in 4 seconds, not 30-90 days
Merchants control their own wallets and funds
No bank account required. Works anywhere.
SoundBip is live in Guernsey, Channel Islands in a controlled pilot environment with selected vendors. The platform enables small businesses to accept stablecoin payments on the XRP Ledger — settling in RLUSD via QR code, NFC tap-to-pay, SoundBip audio payments, and optional card integration. Plans to expand to additional jurisdictions.
Download assets for press coverage
Emerald
#10B981
Dark
#0A0A0A
Zinc 900
#18181B
White
#FFFFFF
SoundBip is a point-of-sale software platform that enables small businesses to accept stablecoin payments on the XRP Ledger. Vendors receive RLUSD (a regulated, USD-backed stablecoin) instantly — settling in seconds rather than days, with near-zero transaction fees. Customers can pay by scanning a QR code, tapping an NFC card, or using SoundBip, our audio-based payment system. SoundBip also supports card payments (Visa, Mastercard, Apple Pay, Google Pay) through an optional integration, giving vendors a single POS for all payment types. The platform includes unified sales reporting, email receipts, and a built-in affiliate referral system. Non-custodial — vendors and customers hold their own funds at all times. Founded in 2025 by Mark Flynn in Guernsey, Channel Islands. Currently live in a controlled pilot environment with plans to expand.
For press inquiries, interviews, or additional information

Founder, SoundBip
Response time: Usually within 24 hours